Buy now, pay later

Short Term Interest Free Finance

Credit card installment plans are a great way to get the furniture and beds you need without breaking the budget. These payment providers allow you to purchase and receive your goods now, but have the cost deducted from your credit or debit card over time. It's completely interest free - Simply choose the payment option you prefer at checkout.

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Product comparison


  • Credit limit: $1,500
  • Term: 4 Fortnightly payments
  • Fees: $10 Late payment penalty, plus an additional $7 if payment is not made within 7 days

Humm - Little Things

  • Credit limit: $1,000
  • Term: 5 Fortnightly, or 10 weekly payments
  • Fees: $10 Late payment penalty. Payments not made within 7 days may incur a $30 fee


  • Credit limit: Varies
  • Term: 6 Weekly payments
  • Fees: $10 Late payment penalty, plus $10 per week each week the payment is outstanding

12, 18 or 24 Months Interest Free

If you would like to pay your purchase off over a longer term we offer a range of options with the finance providers below. Choose "Finance" at checkout and after you have placed your order you will receive a confirmation email with instructions on how to complete your purchase. Or if you prefer you can call us on (03) 479 0088 and one of our friendly sales team will assist you.

  • Find out your credit limit today - Click to apply

Product information


Gem Visa lets you shop for whatever you want. Pay 0% interest*. Click here for more information