GEM Visa / Gem CreditLine Finance

Make it yours today with 0% interest*

Interest free fixed terms - Minimum purchase amount applies. Minimum monthly payments required.

Terms & Conditions

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.


  • Must be over 18 years of age
  • Must be a permanent resident of New Zealand
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