QCard finance

Long Term finance

Interest Rates

• Our Standard Interest Rate is 28.50%
• The Cash Advance Rate is 29.50%

Credit Fees and Charges

• Establishment Fee: A fee charged when you make your first Purchase using Long Term Finance. This is $55.
• Account Fee: An annual fee of $50 applied to your account in two 6 monthly instalments. (A fee of $25 applied to your Account on opening and every 6 months thereafter).
• Advance Fee: A fee charged every time you make a Long Term Finance Purchase, except where it is your first Long Term Finance Purchase (where an Establishment Fee will be charged). This is $35.
• More detailed information on QCard's website.

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